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News
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NOTARIES MAY AUTHORIZE THE RECORDS PRIOR TO THE CELEBRATION OF THE MARRIAGE
16th September 2021 -
ONLINE FRAUD BASED ON MULA ACCOUNTS
15th September 2021 -
ONLINE FRAUD BASED ON MULA ACCOUNTS
14th September 2021 -
ONLINE FRAUD BASED ON MULA ACCOUNTS
13th September 2021 -
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021 -
THIS REPEAL IS RETROACTIVE, TO THE JOY OF THE BUYER AND SELLER
10th September 2021 -
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
10th September 2021 -
WHAT EXACTLY DOES ARTICLE 28 OF THE MORTGAGE LAW SAY?
8th September 2021 -
THE HOMES INHERITED WILL BE SOLD WITHOUT LIMITATIONS AND AT MARKET PRICE
7th September 2021 -
REGISTRARS AND THE EUROPEAN PROSECUTOR'S OFFICE FIGHT AGAINST MONEY LAUNDERING
6th September 2021
HOW TO FIND MORTGAGE FINANCING
19th April 2021Currently, buying a home almost always involves obtaining a mortgage loan through which to finance the acquisition. The lending bank pays the amount of the price to the seller, and the buyer is obliged to return the payment to the bank, paying a specified interest. The bank guarantees the return through the constitution of a real right of guarantee; the mortgage, which only exists when it is registered in the property registry, which will allow you to demand the sale of the home in case the buyer does not meet the loan repayment terms, in order to be charged with the price that is obtained.
In the search for the mortgage loan through which to finance the acquisition of the home that we buy we will have to take into account
That the bank to whom you request the loan will require that we have the home registered in our name to give it to us.
Before signing the mortgage loan contract, the notary has the obligation to give us advice and resolve any doubts that may arise about the conditions of the mortgage loan that we are going to sign, having to grant an act prior to signing the contract, in the record that these requirements have been met.
The advice provided by the Notary as well as the granting of the certificate will be totally free
info@nexusgrupo.com
0034 965727960