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Ley de Vivienda (Año II): crisis en el alquiler con más demanda, menos oferta y precios disparados
27th May 2025 -
The development of residential complexes for seniors is growing: there are already more than 5,400 housing units
22nd May 2025 -
According to BBVA Research, housing prices will increase by 7.3% in 2025 and by 5.3% in 2026
19th May 2025 -
Home sales surge by 40% and record their best March since 2007
16th May 2025 -
James Bond's mansion in Nice (France) is back on the market for 6.5 million less
16th May 2025 -
INCREASE IN THE BUYING AND SELLING OF HOMES
8th April 2025 -
INCREASE IN HOME PURCHASES BY FOREGNERS
8th April 2025 -
DECREASE IN RENTAL SUPPLY
8th April 2025 -
STRENGTH OF THE REAL ESTATE MARKET DESPITE CHALLENGES
8th April 2025 -
FOR SALE HOMES AND OTHER PROPERTIES WITH DISCOUNTS OF UP TO 64%
21st July 2023
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021REAL ESTATE, NEXUS GROUP, INFORMA.
From the Spanish Banking Association (AEB) they remember that knowing who the real owner of the home is is essential for the mortgage to materialize.
"According to the Bank of Spain", explains the financial employer, "the Mortgage is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender) in exchange for the commitment of return said amount, along with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the property acquired. In every mortgage loan there are two fundamental elements. The first is the contract of loan, in which the obligations of the debtor and the conditions of the loan are detailed, as well as the repayment term, the installments and the repayment system. The second element is the mortgage guarantee, which means that, in the event of non-payment, the lender can take ownership of the mortgaged asset.
info@nexusgrupo.com
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