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REAL ESTATE, NEXUS GROUP HAS READ THIS GOOD BOOK
5th December 2021 -
THERE ARE LEGAL TOOLS TO CLAIM THE GOODWILL OF THE LAST YEARS
4th December 2021 -
CAN I BUY A FLAT WITH BITCOINS?
3rd December 2021 -
Sales of homes by foreigners rise 47%
2nd December 2021 -
Sales of homes by foreigners rise 47%
1st December 2021 -
Sales of homes by foreigners rise 47%
30th November 2021 -
Sales of homes by foreigners rise 47%
29th November 2021 -
REHABILITATION AND SHARED OR TEMPORARY PROPERTY, SOLUTIONS FOR YOUNG PEOPLE'S ACCESS TO HOUSING.
28th November 2021 -
REHABILITATION AND SHARED OR TEMPORARY PROPERTY, SOLUTIONS FOR YOUNG PEOPLE'S ACCESS TO HOUSING.
27th November 2021 -
WILL or LIVING DONATION, WHAT IS MOST RECOMMENDED FOR YOU?
26th November 2021
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021REAL ESTATE, NEXUS GROUP, INFORMA.
From the Spanish Banking Association (AEB) they remember that knowing who the real owner of the home is is essential for the mortgage to materialize.
"According to the Bank of Spain", explains the financial employer, "the Mortgage is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender) in exchange for the commitment of return said amount, along with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the property acquired. In every mortgage loan there are two fundamental elements. The first is the contract of loan, in which the obligations of the debtor and the conditions of the loan are detailed, as well as the repayment term, the installments and the repayment system. The second element is the mortgage guarantee, which means that, in the event of non-payment, the lender can take ownership of the mortgaged asset.
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