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HOW TO OVERCOME THE ANGUISH THAT THE END OF THE HOLIDAYS PRODUCES.
2nd September 2021 -
HOW TO OVERCOME THE ANGUISH THAT THE END OF THE HOLIDAYS PRODUCES.
1st September 2021 -
THE DEADLINE TO CLAIM MORTGAGE EXPENSES REACHES THE CJEU
31st August 2021 -
THE DEADLINE TO CLAIM MORTGAGE EXPENSES REACHES THE CJEU
30th August 2021 -
THE DEADLINE TO CLAIM MORTGAGE EXPENSES REACHES THE CJEU
28th August 2021 -
THE DEADLINE TO CLAIM MORTGAGE EXPENSES REACHES THE CJEU
27th August 2021 -
HOW TO KEEP INSECTS AWAY FROM HOME DURING THIS SUMMER
26th August 2021 -
CAN AN APARTMENT BE SOLD WITH TENANTS INSIDE?
25th August 2021 -
MORE THAN HALF OF THE HOUSEHOLDS IN SPAIN BUILT IN THE LAST 10 YEARS ARE CONSIDERED ALTERED BY NOISE
24th August 2021 -
NEIGHBORS WITH HEART
23rd August 2021
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021REAL ESTATE, NEXUS GROUP, INFORMA.
From the Spanish Banking Association (AEB) they remember that knowing who the real owner of the home is is essential for the mortgage to materialize.
"According to the Bank of Spain", explains the financial employer, "the Mortgage is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender) in exchange for the commitment of return said amount, along with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the property acquired. In every mortgage loan there are two fundamental elements. The first is the contract of loan, in which the obligations of the debtor and the conditions of the loan are detailed, as well as the repayment term, the installments and the repayment system. The second element is the mortgage guarantee, which means that, in the event of non-payment, the lender can take ownership of the mortgaged asset.
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