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2020 Housing Market X-ray of a Pandemic Year
2nd July 2021 -
2020 Housing Market X-ray of a Pandemic Year
1st July 2021 -
2020 Housing Market X-ray of a Pandemic Year
30th June 2021 -
REAL ESTATE REGISTRY STATISTICS
29th June 2021 -
REAL ESTATE REGISTRY STATISTICS
28th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
26th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
25th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
24th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
23rd June 2021 -
Liability of property for business or professional debts and the Commercial Registry
22nd June 2021
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021REAL ESTATE, NEXUS GROUP, INFORMA.
From the Spanish Banking Association (AEB) they remember that knowing who the real owner of the home is is essential for the mortgage to materialize.
"According to the Bank of Spain", explains the financial employer, "the Mortgage is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender) in exchange for the commitment of return said amount, along with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the property acquired. In every mortgage loan there are two fundamental elements. The first is the contract of loan, in which the obligations of the debtor and the conditions of the loan are detailed, as well as the repayment term, the installments and the repayment system. The second element is the mortgage guarantee, which means that, in the event of non-payment, the lender can take ownership of the mortgaged asset.
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