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Liability of property for business or professional debts and the Commercial Registry
21st June 2021 -
INMOBILIARIA GRUPO NEXUS HAS READ THIS GOOD BOOK
20th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
20th June 2021 -
Liability of property for business or professional debts and the Commercial Registry
19th June 2021 -
Registered home sales during the first quarter increased 13.6% over the previous quarter
18th June 2021 -
Registered home sales during the first quarter increased 13.6% over the previous quarter
17th June 2021 -
Registered home sales during the first quarter increased 13.6% over the previous quarter
16th June 2021 -
Registered home sales during the first quarter increased 13.6% over the previous quarter
15th June 2021 -
Registered home sales during the first quarter increased 13.6% over the previous quarter
14th June 2021 -
INMOBILIARIA GRUPO NEXUS HAS READ THIS GOOD BOOK
13th June 2021
WHAT ABOUT THE BANKS AND THE GRANTING OF MORTGAGES?
11th September 2021REAL ESTATE, NEXUS GROUP, INFORMA.
From the Spanish Banking Association (AEB) they remember that knowing who the real owner of the home is is essential for the mortgage to materialize.
"According to the Bank of Spain", explains the financial employer, "the Mortgage is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender) in exchange for the commitment of return said amount, along with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the property acquired. In every mortgage loan there are two fundamental elements. The first is the contract of loan, in which the obligations of the debtor and the conditions of the loan are detailed, as well as the repayment term, the installments and the repayment system. The second element is the mortgage guarantee, which means that, in the event of non-payment, the lender can take ownership of the mortgaged asset.
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