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ERC pressures the PSOE and brings to Congress its bill to create a tax starting from the third home
30th October 2025 -
Are we becoming a nation of tenants? Rent accounts for 20% of the total.
26th October 2025 -
Hernández Reche: "We are heading towards another housing bubble, although it is different from the one in 2008."
23rd October 2025 -
Rodríguez advocates for intervention in the housing market amid criticism from PP and Sumar.
22nd October 2025 -
The government backtracks and will propose freezing the social security contributions of low-income self-employed workers for 2026
21st October 2025 -
Real estate associations call for lower taxes and more political agreements to tackle the housing crisis
20th October 2025 -
Buying a house with a mortgage: everything you need to know
14th October 2025 -
Sumar presents a royal decree to freeze rents and restrict tourist apartments.
13th October 2025 -
The landlords’ rental requirements: Most houses don’t stay on the market for even 24 hours.
6th October 2025 -
Dampness on terraces: the court clarifies who pays, the owner or the community
1st October 2025
THE DEADLINE TO CLAIM MORTGAGE EXPENSES REACHES THE CJEU
27th August 2021REAL ESTATE, NEXUS GROUP, INFORMA.
Contradictory Sentences
On October 28, 2017, the plaintiff filed a lawsuit against the lender, requesting the nullity of the aforementioned clause and the restitution of the amounts unduly paid as a result of its application.
After the opposition of the defendant, the judgment of first instance upheld the claim, declared the clause invalid and ordered the lender to pay the borrowers various amounts that they had paid as notary fees, registration of the property and management, plus your legal interests from the date consumers made such payments.
The Provincial Court, partially upholding the appeal filed by the bank, declared the action to claim the amounts paid for expenses prescribed and consequently acquitted the lender, without imposing costs in both instances.
The Provincial Court considered that the initial day for the calculation of the limitation period of the restitution action was the day on which the consumers had made the undue payments, in 1999, so the action was prescribed, as more 15 years old when they filed the lawsuit.
Finally, the plaintiffs filed a cassation appeal against the judgment of the Provincial Court, which is currently known to the High Court
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