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ERC pressures the PSOE and brings to Congress its bill to create a tax starting from the third home
30th October 2025 -
Are we becoming a nation of tenants? Rent accounts for 20% of the total.
26th October 2025 -
Hernández Reche: "We are heading towards another housing bubble, although it is different from the one in 2008."
23rd October 2025 -
Rodríguez advocates for intervention in the housing market amid criticism from PP and Sumar.
22nd October 2025 -
The government backtracks and will propose freezing the social security contributions of low-income self-employed workers for 2026
21st October 2025 -
Real estate associations call for lower taxes and more political agreements to tackle the housing crisis
20th October 2025 -
Buying a house with a mortgage: everything you need to know
14th October 2025 -
Sumar presents a royal decree to freeze rents and restrict tourist apartments.
13th October 2025 -
The landlords’ rental requirements: Most houses don’t stay on the market for even 24 hours.
6th October 2025 -
Dampness on terraces: the court clarifies who pays, the owner or the community
1st October 2025
HOW TO FIND MORTGAGE FINANCING
19th April 2021Currently, buying a home almost always involves obtaining a mortgage loan through which to finance the acquisition. The lending bank pays the amount of the price to the seller, and the buyer is obliged to return the payment to the bank, paying a specified interest. The bank guarantees the return through the constitution of a real right of guarantee; the mortgage, which only exists when it is registered in the property registry, which will allow you to demand the sale of the home in case the buyer does not meet the loan repayment terms, in order to be charged with the price that is obtained.
In the search for the mortgage loan through which to finance the acquisition of the home that we buy we will have to take into account
That the bank to whom you request the loan will require that we have the home registered in our name to give it to us.
Before signing the mortgage loan contract, the notary has the obligation to give us advice and resolve any doubts that may arise about the conditions of the mortgage loan that we are going to sign, having to grant an act prior to signing the contract, in the record that these requirements have been met.
The advice provided by the Notary as well as the granting of the certificate will be totally free
info@nexusgrupo.com
0034 965727960