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How to claim after buying a home if hidden defects appea
13th April 2022 -
How to claim after buying a home if hidden defects appear
12th April 2022 -
How to claim after buying a home if hidden defects appea
11th April 2022 -
The swift system and other financial sanctions on Russia: what they consist of and what their effects are
13th March 2022 -
The swift system and other financial sanctions on Russia: what they consist of and what their effects are
12th March 2022 -
Rustic land in Spain ages: only 10% of the owners are under 40 years old
11th March 2022 -
Spain needs 1.2 million rental homes to meet demand, according to Savills
10th March 2022 -
Spain needs 1.2 million rental homes to meet demand, according to Savills
9th March 2022 -
Spain needs 1.2 million rental homes to meet demand, according to Savills
8th March 2022 -
THE HOUSING LAW REACHES CONGRESS
7th March 2022
HOW TO FIND MORTGAGE FINANCING
20th April 2021Generally, the conclusion of the sale contract and the delivery of the loan take place simultaneously, so that at the time of the execution of the deed, the seller, the buyer and the bank's attorney-in-fact go to the notary, who will proceed to deliver the amount of the price to seller. Subsequently, through the registration in the property registry, the mortgage is constituted.
That mortgage loan contracts are generally adhesion contracts that include general conditions, some of which may be abusive. At this point, the provisions of the consumer and user protection legislation must be borne in mind, as well as the provisions of the law on real estate credit contracts, which requires the deposit of the model with the general clauses contained in our loan contract with Mortgage guarantee in the Registry of General Contracting Conditions prior to the commercialization of the loan by the bank.
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